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The Land of Kanjohlia

Welcome to the land of Kanjohlia!

Kanjohlia is a fictitious universe designed to help make personal finance fun and accessible.  The people of Kanjohlia are a lot like you and me; they work, play, and are often faced with important financial decisions.

The Cast:

Joe Kanjoh: Our esteemed protagonist and resident financial junkie, Joe is a retiree who spends his time helping Kanjohlians with their financial issues. While he is not a financial professional, Joe has picked up lots of financial knowledge over the years. He cares deeply for the Kanjohlians and tries his best to provide unbiased, healthy financial recommendations.

Sam: A 25-year old software engineer, Sam graduated a few years back from Kanjoh State with a degree in computer science. He holds a stable job at Kanjoh Systems, a large software company based in downtown Konjohlia. Sam’s interests include basketball, guitar, and learning how to invest while paying off his student loans.

Kelly: A 27-year old brand manager at Kanjoh Cola, Kelly is rapidly approaching a number of critical life decisions. She is considering graduate school and possibly purchasing a home with her fiance Kevin. As a natural outdoors person, Kelly enjoys running, hiking, and skiing in the Kanjoh Mountains.

Mike and Millie: Having just moved to Kanjohlia last year, Mike and Millie are excited to become a part of the local community. Mike is a 37-year old Vice President at Kanjoh Manufacturing Group, and agreed to the relocation upon his promotion. Millie just turned 35, and recently got her dream job  teaching fourth graders at Kanjoh elementary. Together, they raise their two small children: 8-year old Jake and 5-year old Chloe. Mike and Millie lead busy lives, and are sometimes overwhelmed by the number of financial decisions they have to make. They often visit Joe Kanjoh for advice on mortgages, retirement planning, and saving for college.

Elsa: A lifelong resident of Kanjoh, Elsa is a 70-year old retired nurse living in a small cottage right by Kanjoh Lake. Although she has never been educated in finance, Elsa has saved diligently throughout her life and has accumulated a reasonably-sized nest egg for retirement. She is especially interested in understanding how to invest her money to provide her with a steady stream of income.


Content produced by will often make references to the Kanjohlians and their life decisions. While the inhabitants and businesses of Kanjohlia can provide some valuable financial lessons, please remember that Kanjohlia is a simplified example of reality. Everyone’s financial situation is unique, and nothing here should be construed as personalized financial advice. It is strictly for educational purposes. Please consult a professional financial advisor for personalized recommendations.

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In the interest of full disclosure, Kanjoh and its owners do receive material compensation for endorsements and recommendations of products. Kanjoh is compensated through a number of affiliate programs, including but not limited to Vertex42 Spreadsheets, Chase Credit Cards,, ODesk, and Although does receive payments for its reviews, we only review products that we genuinely believe in. Feel free to contact us with any further questions.   For more information, please read our privacy policy.

{ 2 comments… read them below or add one }

aqeel December 30, 2009 at 10:45 pm

i found inforation very useful. thanks

silky February 14, 2010 at 9:12 am

can u tel about hedge funds?

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