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Finally there is a credit card on the scene that does not just dazzle with promises of its benefits, but truly rewards its cardholders. The Chase Sapphire card delivers beyond the basics with personal service, premium protection and convenient reward redemption options.

Rewards credit card programs have never been more convenient to your life until now. An exclusive card designed for affluent consumers, Chase Sapphire offers high earners high rewards and luxury service.

Instant Benefits

The benefits are immediate when you apply for a new Chase Sapphire card. With no annual fee, you will never pay to enjoy the prestige of being a cardholder. And as an added benefit you will be greeted with 10,000 bonus points, just for joining the program. That’s just one way Chase Sapphire says thank you for becoming an elite member. Become a cardholder today!

Enjoy Ultimate Rewards

With the Sapphire card’s Ultimate Rewards program, your points never expire, so you will no longer miss out on rewards earned. And your potential with the card is limitless. Every dollar you spend earns one point, and with no cap, your points continue to accrue no matter how many you have already earned.

You earn the points, you spend the points – as you like and when you want. Use as many points as you would like at any time for any reward. Finally say goodbye to airline blackout dates or off season vacation packages. With the Chase Sapphire card, rewards are available when you really want them – and with options like a luxury retreat to Mexico, a ski trip in Aspen and VIP passes to the hottest events, you will really want them. Reward gift cards for your favorite retail stores like Brooks Brothers, Saks Fifth Avenue and Pottery Barn can be redeemed for as little as 2,500 points. And with your 10,000 signup bonus points, there’s no need to wait to enjoy Chase Sapphire’s rewards and start shopping! Get your free points bonus by signing up now!

At Your Service

As a cherished Sapphire cardholder, you will enjoy attentive complementary service that you have come to expect including a 24/7 concierge offering restaurant or entertainment suggestions, travel cancellation and accident insurance, identity and purchase protection, 24/7 roadside dispatch, emergency service with Chase Global LifeLine and comprehensive online account management.

Personalized service truly makes the Chase Sapphire card the friendliest card in your wallet. Anytime you call the service number on your card, you are guaranteed to speak with a live dedicated customer service advisor – no more talking to recordings and repeating your card number over and over for everyone around you to hear. With Chase Sapphire you spend more time enjoying your benefits than managing your account.

Sign-up for Chase Sapphire and enjoy the rewards almost instantly. Go ahead and indulge yourself – you’ve earned it.

If you are at all serious about getting the most rewards out of your credit card, Chase’s new Sapphire Card should definitely be on your radar. For starters, there’s no annual fee, points never expire and after you make your first purchase with the Sapphire you earn 10,000 points. That’s quite a friendly welcome gift that translates to about $100 in points.

On regular offline purchases the Sapphire card offers a decent point per dollar spent. However, to really cash in you will want to take your card and points over to the Chase Ultimate Rewards online mall. This is where the fun really starts. In the Ultimate Rewards mall, cardholders can earn up to 10 points per dollar spent. You almost need not shop anywhere else. In the Ultimate Rewards mall you can book flights, cruises, hotel rooms, make restaurant reservations, purchase gift cards and buy literally millions of different everyday products from around 300 merchants. Offerings include items from the best brands in electronics, outdoor equipment, and household items including HP, Philips, Kodak, Le Creuset and Schwin among many others. Gift cards can be purchased from many major stores including The Home Depot, Lowe’s, Pottery Barn, Best Buy and Target.

With the Sapphire card, Chase has made a real effort to minimize the fine print and significantly ease the restrictions many consumers discover when they come to redeem standard credit card points. For example, your points will be accepted for travel on most major airlines, there are no blackout dates or restrictions, and you may choose seats in any class. When booking using Chase’s in-house travel booking tool you get the same price as the open market, you also earn 2 points for every dollar spent and can pay using points, card or a combination of both. Chase also includes a variety of different types of travel insurance when you purchase airfares using your Sapphire card.

Easy to Sign Up - No Annual Fee – Start Saving Now!

 One of the most unique perks of the Sapphire card is the Pay Yourself Back feature. If you find a hotel, flight or merchandise other than in the Ultimate Rewards mall you can pay yourself a reward using your points. Up to 60 days after making a purchase use your accumulated points to earn a credit on your statement. Credits start at 2,500 points for $25. There’s even a “secret” phone number on the Sapphire card that puts cardholders in touch with live customer service 24/7.

There are many other features of Chase Sapphire that make it appealing. Identity theft reimbursement up to $3000, zero liability on unauthorized purchases, extended warranty protection on a variety of household products, free additional cards for other users, choice of payment due date and lots of flexibility in other administrative options.

And for those with good credit this card has a 10.24% APR; which is a fair rate for a regular credit card that doesn’t have all the perks the Sapphire offers. Adding that cherry to the top makes the Sapphire a card worth close consideration.

Don’t wait – get started today!

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Creditreport.com is your very own one-stop-shop for all of your credit concerns. They offer access to your credit report and credit scores using the 3 major credit bureaus: Experian, Equifax, and TransUnion. All of your information is compressed on one easy to use site. As an added bonus, they also offer customers a score tracker, free of charge. The score tracker feature allows you to get instant email updates whenever there is a significant change in your credit score or your credit report. Are you still wondering whether Creditreport.com is right for you? Well, creditrport.com is willing to let you put them to the test with a 30 day free trial. For 30 days, you will be able to have access to all 3 of the major credit bureaus and the score tracker feature. You can even print all of your information for future use. If you’re not impressed, then you can simply cancel at any time. There is no contract or obligation. If you do choose to stay with Creditreport.com, you can continue to take advantage of their invaluable services for as low as $12.95 per month. Not even freeCreditreport.com can boast such a bargain. 

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Creditreport.com is useful to anyone. No matter what your credit needs, they can help you reach your goals. If you have great credit, they can help you monitor and keep it that way. If you have fair credit, having access to your credit information can help you improve your credit. If you have bad or no credit, you can use this site to help you build and maintain a higher credit score.  

Let’s face it. It is a well known fact that the better your credit, the more perks you will enjoy. People who pay close attention to their credit usually have the best credit; and those with better credit enjoy better interest rates, loan arrangements, and have to deal with little to no documentation hassles and hefty down payments. In the end, those who maintain a good level of credit, have the advantage of saving money in so many aspects of their lives. Wouldn’t it be nice to cherry pick from the best rates out there? What if banks were fighting for your business? Whether you have excellent credit, fair credit, or bad credit, Creditreport.com has something to offer you. Creditreport.com offers consumers the ability to take control of their credit and start living the kind of lives they want to live. Creditreport.com knows that the first step to empowerment is knowledge. You don’t have anything to lose.

You can get there, and Creditreport.com can help. Signup today and start your very own free trial with Creditreport.com.

Are you getting the short end of the stick with your rewards points? If so, the Chase Freedom Rewards card may be the answer to your problem. They offer a wealth of rewards and cash back offers that allow you to actually be able to save money and start doing the things that you want with you rewards points. With the Chase Freedom Rewards card, a little adds up to a lot. If you are a brand new member, you don’t have to wait to accrue points with your Chase Freedom Rewards card. You will start out with a $50 cash back rebate with your very first transaction. This can be your first purchase, a balance transfer, or any checks that you have used on your Chase Freedom account. But this is just the beginning of the rewards benefits.

Chase Freedom also gives you 1% cash-back rebates. You can earn 1% for every $1 you spend on purchases. They even allow you to earn an additional 1% rebate for each $1 you spend on airfare, and no service fee charge when you book your trip online through their program booking tool. On top of the 1% discount you get from transactions, Chase Freedom offers an additional 3% quarterly cash back bonus for rotating categories like food, gas, and travel.

Get the Chase Freedom Rewards Card right now with No Annual Fee!

So far, these bonuses sound almost standard with rewards cards these days. But Chase Freedom has made an effort to stand out with cash back bonuses as high as 10% to up to 20% when you shop online through Chase. They have a pretty wide selection to choose from too. So there is no doubt that there is a good chance that you can find you need on there, not to mention at some pretty competitive prices with your Chase discounts.

One of the least appealing things about bonus rewards points is that they can sometimes be a mystery. But Chase takes all of the guess work out of that with their new online account website. You can actually track your monthly cash back rewards. They also allow you to redeem your points, shop with them, switch how you earn your points, or simply track your point’s history.

There is no limit to the number of rebates that you can build up with your Chase Freedom Rewards Card, but there are a couple of small drawbacks.  It is worth mentioning that Freedom points expire after 3 or 5 years, respectively. Also, there is a bonus limit of $600 per month. So even though there is no cut off amount overall on your rewards points, there is a slight limitation to how much you can accrue per month.

Chase Freedom compensates for these minor drawbacks with a generous interest rate provision. Everybody knows that interest charges can get out of control. But you don’t have to worry about that either with your Chase Rewards Card, at least not for the first year. The Chase Freedom card offers you 6 months to a whole year of 0% APR. The time frame depends on your credit score. So, the better your credit score, the longer you can qualify for 0% APR.

At the end of the day, the Chase Freedom is a great card. With no annual fee, cashback rewards, and ease of use, this is really one of the best cards on the market.

Start saving with Chase Freedom today!

The Chase Sapphire credit card is unlike almost any rewards card on the market. Most rewards credit cards offer benefits that are restricted to certain types of rewards, meaning that consumers are forced to use a specific card based on the type of rewards they want to earn. Not the Chase Sapphire card, because its Ultimate Rewards program is completely different than the restrictive rewards programs offered by other cards. In fact, Chase Sapphire is incredibly flexible in the rewards it offers. Sapphire cardholders are given the option to redeem their points for almost anything, including hotel rooms, airfare, shopping opportunities, gift cards and cold hard cash. Consumers who haven’t accumulated enough Sapphire Ultimate Reward points for the airfare they want can use a combination of cash and points to obtain what amounts to discounted airline tickets. There aren’t even any blackout periods for flights or hotel rooms obtained by redeeming Sapphire’s points.

It gets even better. The flexibility of Chase Sapphire’s rewards program is far from the only benefit provided by this groundbreaking credit card. Sapphire awards a more-than-generous 10,000 points the first time a cardholder uses it to make a purchase. That’s a sign-up incentive that may be unmatched by any other rewards card.

Get the Chase Sapphire Credit Card Today!

The Chase Sapphire credit card uses a points system similar to that used by many rewards cards, with each dollar spent yielding one Ultimate Rewards point. That’s where Sapphire’s Ultimate Rewards point system stops being typical, however. Cardholders earn double points on travel bookings made through the on-site travel booking tool, and an online shopping mall provides the opportunity to earn up to ten points per dollar spent with more than 300 participating retailers. Points earned by using a Chase Sapphire card never expire, and there is no limit on the number of points that can be accumulated by a cardholder. With so few restrictions, Chase Sapphire is simply the ultimate in rewards card flexibility and earning ability.

Other important benefits of the Chase Sapphire rewards card include reasonable fees and fair interest rates on cash advances as well as outright purchases. There’s no annual fee, and Chase Sapphire’s overall costs are competitive if not better than other rewards cards which offer fewer benefits.

In exchange for its reasonable costs, Sapphire offers the ultimate in rewards. But it also includes direct 24/7 access to customer service and a complimentary personal concierge who can provide advice on restaurants, hotels and entertainment options. The concierge can even help you choose the perfect gift. And live people are on the other end of your telephone call, not some taped recording or complicated voice mail menu system.

Get started today!

The Chase Sapphire card is intended to be somewhat exclusive, and it’s likely that only about 15% of American households will qualify to participate in the program. But with all its benefits, the Chase Sapphire credit card is well worth it.

Don’t wait; start saving today with Chase Sapphire!

Understanding cash flows are crucial to running an effective business. This Vertex42 Cash Flow Statement can help you understand changes in cash flows over a given year.

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In the last 20 years, 401(k)s have been a staple in the retirement planning process. This free Vertex42 401(k) calculator will help you calculate the expected value of your 401(k) based on the specifics of your savings plan.