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Home > Uncategorized > Bank of America Mortgage Modification New Program For Homeowners

Bank of America Mortgage Modification New Program For Homeowners

March 20, 2010

If you are looking for a Bank of America mortgage modification, there is a new program out there that few people know about.

For those of you who haven’t heard of it, it’s pretty exciting news if you have a B of A loan. You can now use a modification service to see if you qualify and get your loan modified in lightning fast speed. I’m talking seven days or less.

You will need your loan #, your property address, the last 4 digits of your social and a brief hardship description. That’s it! With this information, certain loan modification services can call your lender and verify that you are approved for this program. They will be able to tell you what your new rate and monthly payment will be before you pay them. Talk about a guarantee! Now you don’t have to try to go at this on your own or pay some company upfront without knowing what the outcome will be. If you like the new payment, you can go for it. If you don’t, you can just say “no thanks” and pursue another avenue, such as a short sale.

This is great news for Countrywide borowers, since all their loans are being converted over to Bank of America loans. Once you get your new statement and your loan number has 10 digits, you are good to go with this program. Bank of America can only access you in there computers when you have the 10 digit loan number.

All of these loan should be switched over within the next couple months (about August), but you can still call and speak with a loan modification service to prepare for the modification.

If you want to see if you are approved for a Bank of America mortgage modification, just visit the links below.

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