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Excellent advise – I hope it works for me! I was told to put all my money into my mortgage which has a redraw facility which will make the interest payment lower as inerest is caculated daily and you are only charged interest on the amount owing and at the end of the month when the interest payment is taken out then pay my other debts. To have money to live on for the month just take it out of the mortgage account as you need it. Or the other way is to use the credit card for living and paying bills and at the end of the month pay it off.
This was great it allowed me to enter my debt and interest and finally get a friendly to view way to reduce my out standing debt and then which outstanding bill should have the “snowball” effect payment placed on it further reduce out standing obligations faster.
The printed sheets are very clean and easy to read.
Well done and thank you for providing a free to use feature.
This was a wonderful tutorial for using the worksheet. I greatly appreciate you taking the time to explain how to use it! (And I also appreciate Dr. Wittwer making this available for free.) Truly a wonderful resource, and I’ve shared it across my FB, Twitter, and will soon do a post on my blog.
This exercise of yours is just Great.. It is a very good Financial Tool. Thank you so much for sharing and for your time. You know I work as Financial Analyst and I have Interest and Indirect Costs calculations and the approach you use is very simple and practical, I am going to make a good study of it and I am pretty sure, there are some principles and concepts that can be applied to my job. You are great, I’ll keep you posted, Luis
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Excellent advise – I hope it works for me! I was told to put all my money into my mortgage which has a redraw facility which will make the interest payment lower as inerest is caculated daily and you are only charged interest on the amount owing and at the end of the month when the interest payment is taken out then pay my other debts. To have money to live on for the month just take it out of the mortgage account as you need it. Or the other way is to use the credit card for living and paying bills and at the end of the month pay it off.
This was great it allowed me to enter my debt and interest and finally get a friendly to view way to reduce my out standing debt and then which outstanding bill should have the “snowball” effect payment placed on it further reduce out standing obligations faster.
The printed sheets are very clean and easy to read.
Well done and thank you for providing a free to use feature.
Great calculator! It has been a great help over the past few months getting my finances in order! Thanks so much!
Xena
This was a wonderful tutorial for using the worksheet. I greatly appreciate you taking the time to explain how to use it! (And I also appreciate Dr. Wittwer making this available for free.) Truly a wonderful resource, and I’ve shared it across my FB, Twitter, and will soon do a post on my blog.
Thanks again.
This exercise of yours is just Great.. It is a very good Financial Tool. Thank you so much for sharing and for your time. You know I work as Financial Analyst and I have Interest and Indirect Costs calculations and the approach you use is very simple and practical, I am going to make a good study of it and I am pretty sure, there are some principles and concepts that can be applied to my job. You are great, I’ll keep you posted, Luis