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Home > Uncategorized > 20-Something Finances Carnival

20-Something Finances Carnival

July 6, 2009

Welcome to the July 6, 2009 edition of twenty something finances.

My favorites of the week!

ABC presents Some Index Funds and ETFs Are Not Diversified posted at ABCs of Investing, saying, “Some ETFs and index funds are too specific and risky for a passive investor.” I think this article is extremely insightful and addresses something that a lot of people often miss. Investing in ETFs does not in itself guarantee diversification.

Debt Freedom Fighter presents How Can I Figure Out My Credit Score posted at Discover Debt Freedom!. It is surprising how so much people don’t know their credit score, which is one of the most important measures of financial health. This article touches on some nice points.

Anthony Samuel presents 5 Wacky Scholarships! posted at Personal Finance Analyst. As education gets more expensive, scholarship money can be a valuable resource. There is a lot of money out there, and as this article shows, it can often be found in unlikely places.

And now, the rest of the Carnival!

The Dough Roller presents 0% Credit Cards–A Massive List of No Interest Credit Card Offers posted at The Dough Roller, saying, “A comprehensive list of credit cards that offer either 0% balance transfers, 0% on purchases, or both.”

Savings Toolbox presents A Six Step Plan for Shopping for Life Insurance posted at Savings Toolbox.

Handy Saputra presents Is Mortgage Refinancing Market Good or Bad Right Now? posted at Home Loan | Mortgage Resources, saying, “With all of the home foreclosures taking place across the country, many people may feel that it is not a good time to refinance. This is actually not true. Lenders want to keep people in their homes because of the expenses they incur when they try to sell a foreclosed home. Most times, they will actually take a bit of a loss. If you are considering refinancing for a better rate or to clean up any outstanding debts, there are many reasons why this is a good time to refinance your mortgage.”

Madison presents You Need a Budget Review posted at My Dollar Plan.

Manshu presents Silver ETF List posted at OneMint.

Jessica Thurber presents There’s a new kid on the block posted at Nebo Studio: It’s not just about the design..

 Britannica Blog presents Vigilante Justice: Elderly Gang Tortures Financial Planner Who Lost Them Millions posted at Britannica Blog, saying, “SPEYER, Germany—A group of wealthy, elderly pensioners has been accused of kidnapping and torturing a financial adviser who lost some $4 million of their savings.”

kathryn presents Michael Jackson?s Financial Legacy posted at Out of Debt Christian, saying, “There’s no doubt Michael Jackson lived large. With fame hitting at such a young age, fortune was not far behind. Business Week reported that Jackson supposedly spent up to $30 million a year on clothes, travel and toys for the Neverland Ranch. With the artist’s passing, he not only leaves a legacy as the King of Pop, but also a financial legacy that includes millions in debt and two very valuable assets.”

Mr Credit Card presents Young Adults New Credit Card Rules posted at Ask Mr Credit Card.

nickel presents What is a Mutual Fund? posted at

Ishan @ ILoveFreeSoftware presents How to Setup Virtual Fax Machine for Free posted at I Love Free Software, saying, “Having a regular fax machine is expensive. The best alternative is to use Online fax services. However, most of the fax services come with a monthly fee. In this article I explain how to setup your own free online fax service completely free. No registration fee, no monthly fee, no setup charges. Totally Free.”

Alvina Lopez presents Traveling Cheap When You’re a Student – Here’s How You Do It | MasterDegreeOnline posted at MasterDegreeOnline.

Brian McKay presents Best Auto Insurance Rates: Auto Insurance Discount posted at, saying, “The auto insurance business is a very competitive business and there are tons of auto insurance companies competing for your business.”

stephen todd presents Currency Trading Investing – E Trade posted at Currency Trading.

Steve Faber presents Why do So Few People Try to Get Cheaper Car Insurance? posted at Cheap Car Insurance. presents SpendOnLife Launches Twinancial to Aggregate All Personal Finance Tweets posted at SpendOnLife, saying, “SpendOnLife launches a new twitter app focused on the personal finance niche.”

Ross presents Mercury Fillings & Mercury Amalgam Removal? The Answers! posted at Energise for Life, saying, “I have absolutely no doubt that having mercury fillings in your mouth is a very bad idea, but having them removed properly is an absolute must.”

forex trading system presents Mortgage rescue scheme helps houseowners facing repossession posted at Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog, saying, “The government this morning announced a £200million mortgage rescue scheme that may help around 6,000 homeowners facing repossession, money saving expert heard today. This new initiative is aimed at stopping thousands of vulnerable homeowners from losing their homes in England and will start from this Friday.”

Barry presents Learn To Survive On A $100 Grocery Budget posted at Associate Money.

Matthew Overstreet presents My $40,000 wake up call posted at My Road to Financial Freedom.

Rohit presents How Warren Buffet gets better deals than you? (And how you can do it too) posted at eMoneyLog, saying, “Warren Buffet always gets better deals, I try to analyze the reasons why.”

Four Pillars presents Balance Transfer Credit Cards – What Are They And Why You Might Want To Get One posted at Quest For Four Pillars, saying, “Some benefits and drawbacks of zero percent balance transfer credit cards.”


Roshawn Watson presents The Rich Get Poorer posted at Watson Inc, saying, “The implications of this recent recession have been far-reaching enough to put a big dent in American and world wealth. Both the magnitude of wealth and the number of millionaires decreased profoundly in 2008.”

Handy Saputra presents Ask the Expert: When do I Refinance My Home? posted at Home Loan | Mortgage Resources, saying, “Home refinancing is a wonderful financial tool for homeowners to use for debt management to investments. If the home refinance is used correctly, wisely, and at the right time, the benefits from the refinance can improve the financial picture of the homeowner. There is no cookie cutter approach to refinancing. Each individual or family has their own unique set of circumstances. Here are some common questions homeowners often ask when they are considering refinancing.”

MoneyNing presents How to Be a Millionaire posted at Money Ning, saying, “Several ways to become a millionaire is given but more importantly, one way is guaranteed to work (no pun intended).”

Chris McClelland presents In the long run, college will end up hurting your savings. posted at Lucrative Investing.

Chris McClelland presents The untimely death of celebrities has turned into quite a lucrative business posted at Lucrative Investing.

Bouch presents Alex and his family earn a decent living, but are drowning in over a half a million dollars in debt. See his first update where $11,000 has been paid off in one month. posted at MoneyStance – Money Making Opportunity Reviews, saying, “Alex and his family earn a decent living, but are drowning in over a half a million dollars in debt. See his first update where $11,000 has been paid off in one month.”

Madison presents 12 Tasks for Your Mid Year Financial Checkup posted at My Dollar Plan.

Ben Dinsmore presents Purchasing My Brand New Motorcycle Was Dumb posted at Trees Full of Money, saying, “My purchase of a brand new Honda CBR 600F4i motorcycle back in 2003 was the straw that broke my financial back.”

Jack Schmidt presents 7 Tools For Your Money Belt posted at SectorMatic Money Journal, saying, “SectorMatic Money Site – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Jeff Rose presents How To Avoid Investment Fraud posted at Jeff Rose, saying, “Don’t fall victim to the next Madoff.”

jim presents What to Expect in Traffic Court posted at Blueprint for Financial Prosperity.

Ray @ Financial Highway presents The Importance of Money- Means To an End or End in Itself? posted at Financial Highway, saying, “How important is money to you? How much are you willing to sacrifice for money? A great discussion on the importance of money means to end or the end in itself for you? Join the discussion.”

ChristianPF presents Dave Ramsey TMMO Giveaway posted at Money in the Bible | Christian Personal Finance Blog, saying, “Easy to enter to win one of the best personal finance books out there… Stop by to enter…”

Len Penzo presents 18 Things You Didn’t Know About The Federal Reserve System posted at Len Penzo . Com.

Bank Savings Review presents EverBank FreeNet Checking Account Review posted at Bank Savings Review, saying, “EverBank is one of the few banks in the United States that’s making money right now. Their checking account is awesome because it gives a high interest rate.”

Jack Schmidt presents Put A Little Passion In Your Wallet posted at SectorMatic Money Journal, saying, “SectorMatic Money Site – Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you’re on a money diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic. It’s for you!”

Praveen presents Students Beware! Colleges, Tuition, Loans, and Debt – Will Education Follow the Housing Bust? posted at My Simple Trading System.

Darwin presents Flexible Spending Account: Rules, Eligibility and Savings Explanation | Darwin’s Finance posted at Darwin’s Finance, saying, “This article highlights how Flexible Spending Accounts can save you thousands in just a few short years if you take advantage of all the eligible expenses and set yourself up for success.”

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.

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{ 2 comments… read them below or add one }

Roshawn @ Watson Inc July 6, 2009 at 11:26 am

Thanks so much for including my post in your carnival.

Benjamin July 6, 2009 at 12:10 pm

Thanks for the inclusion. The Carnival of Twenty Something Finances was the perfect place for my article! Most people make their dumbest financial moves in their twenties. I hope my mistake of buying a brand new motorcycle will help other people prevent making a similar mistake in their financial lives!

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